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Black Port Financial provides specialized financing designed specifically for U.S. government contractors.
Many federal contractors perform high-value work for government agencies yet must wait 30 to 90 days, and sometimes longer, to receive payment after submitting invoices. While federal receivables are among the most reliable in the world, the payment cycle can still create cash flow constraints for growing businesses.
Black Port Financial helps solve this problem by converting approved government invoices into working capital within days instead of months.
Through the purchase of eligible government receivables, contractors are able to accelerate the payment cycle on completed work and access funds immediately after invoicing.
This allows contractors to:
• Meet payroll and operating expenses with confidence
• Mobilize quickly for new contract work
• Take on larger opportunities without waiting for prior invoices to clear
• Maintain predictable cash flow despite government payment timelines
Our financing is not a loan and does not require traditional bank debt.
Instead, Black Port Financial purchases approved invoices and advances the majority of the invoice value immediately. Once the government pays the invoice, the remaining balance is remitted to the contractor, less a transparent fee.
Participation is entirely optional and structured on an invoice-by-invoice basis, allowing contractors to use the service only when it is helpful.
By focusing exclusively on federal receivables, Black Port Financial is able to provide a streamlined process that aligns with the realities of government contracting.
What is invoice factoring?
Invoice factoring is a financial transaction in which a business sells its receivables to a third party at a small discount to obtain immediate cash flow. This allows companies to manage their cash flow more effectively and meet operational needs.
How does Black Port Financial support government contractors?
Black Port Financial specializes in providing invoice factoring services tailored for government contractors. We help convert awarded federal invoices into immediate cash flow, ensuring that contractors can maintain operations without delays caused by payment cycles.
What types of contracts do you support?
We support most federal NAICS codes. Our focus is on ensuring compliance and providing tailored financial solutions for government contractors.
How quickly can I receive funding?
Funding can be received quickly, often the next day after verifying your awarded federal contracts. This rapid process allows contractors to access the cash they need to continue their operations without interruption.
How It Works
01
Verify Your Contracts
We confirm your government contract awards.
02
Receive Your Advance
Get up to 90% of your invoice value upfront.
03
Final Disbursement
After the government payment clears, we send you the remaining amount, minus the factoring fee.
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